Savings and retirement
Savings options for your future plans.
I would like advice
Coverages and options to consider
These topics come from ALPE’s original insurance pages. We can review them with you; availability, limits, exclusions and prices depend on the insurer and the specific policy.
Retirement-focused savings
For savings products, distinguish guaranteed from non-guaranteed returns, charges, access to funds, tax treatment and current withdrawal rules. What is being assessed? This section concerns “Retirement-focused savings”. When comparing quotations, identify the events that would activate the benefit and the supporting documents that may be required. What varies between policies? Check whether it is included, optional or excluded, and review applicable limits, sublimits, excesses, waiting periods and exclusions. What should you ask ALPE? Explain your circumstances and request a written comparison of the scope, conditions of use, insured amounts and claims procedure. Only the actual policy wording defines the cover.
When reviewing this insurance, start with Retirement-focused savings, Regular contributions and Additional contributions. Considering these points helps compare alternatives and select the protection that fits your circumstances.
Information adapted from ALPE’s historical product pages; subject to review and current policy terms.Regular contributions
For savings products, distinguish guaranteed from non-guaranteed returns, charges, access to funds, tax treatment and current withdrawal rules. What is being assessed? This section concerns “Regular contributions”. When comparing quotations, identify the events that would activate the benefit and the supporting documents that may be required. What varies between policies? Check whether it is included, optional or excluded, and review applicable limits, sublimits, excesses, waiting periods and exclusions. What should you ask ALPE? Explain your circumstances and request a written comparison of the scope, conditions of use, insured amounts and claims procedure. Only the actual policy wording defines the cover.
When reviewing this insurance, start with Retirement-focused savings, Regular contributions and Additional contributions. Considering these points helps compare alternatives and select the protection that fits your circumstances.
Information adapted from ALPE’s historical product pages; subject to review and current policy terms.Additional contributions
For savings products, distinguish guaranteed from non-guaranteed returns, charges, access to funds, tax treatment and current withdrawal rules. What is being assessed? This section concerns “Additional contributions”. When comparing quotations, identify the events that would activate the benefit and the supporting documents that may be required. What varies between policies? Check whether it is included, optional or excluded, and review applicable limits, sublimits, excesses, waiting periods and exclusions. What should you ask ALPE? Explain your circumstances and request a written comparison of the scope, conditions of use, insured amounts and claims procedure. Only the actual policy wording defines the cover.
When reviewing this insurance, start with Retirement-focused savings, Regular contributions and Additional contributions. Considering these points helps compare alternatives and select the protection that fits your circumstances.
Information adapted from ALPE’s historical product pages; subject to review and current policy terms.Beneficiaries in case of death
For savings products, distinguish guaranteed from non-guaranteed returns, charges, access to funds, tax treatment and current withdrawal rules. What is being assessed? This section concerns “Beneficiaries in case of death”. When comparing quotations, identify the events that would activate the benefit and the supporting documents that may be required. What varies between policies? Check whether it is included, optional or excluded, and review applicable limits, sublimits, excesses, waiting periods and exclusions. What should you ask ALPE? Explain your circumstances and request a written comparison of the scope, conditions of use, insured amounts and claims procedure. Only the actual policy wording defines the cover.
When reviewing this insurance, start with Retirement-focused savings, Regular contributions and Additional contributions. Considering these points helps compare alternatives and select the protection that fits your circumstances.
Information adapted from ALPE’s historical product pages; subject to review and current policy terms.Tax treatment under current rules
For savings products, distinguish guaranteed from non-guaranteed returns, charges, access to funds, tax treatment and current withdrawal rules. What is being assessed? This section concerns “Tax treatment under current rules”. When comparing quotations, identify the events that would activate the benefit and the supporting documents that may be required. What varies between policies? Check whether it is included, optional or excluded, and review applicable limits, sublimits, excesses, waiting periods and exclusions. What should you ask ALPE? Explain your circumstances and request a written comparison of the scope, conditions of use, insured amounts and claims procedure. Only the actual policy wording defines the cover.
When reviewing this insurance, start with Retirement-focused savings, Regular contributions and Additional contributions. Considering these points helps compare alternatives and select the protection that fits your circumstances.
Information adapted from ALPE’s historical product pages; subject to review and current policy terms.Liquidity and withdrawal conditions
For savings products, distinguish guaranteed from non-guaranteed returns, charges, access to funds, tax treatment and current withdrawal rules. What is being assessed? This section concerns “Liquidity and withdrawal conditions”. When comparing quotations, identify the events that would activate the benefit and the supporting documents that may be required. What varies between policies? Check whether it is included, optional or excluded, and review applicable limits, sublimits, excesses, waiting periods and exclusions. What should you ask ALPE? Explain your circumstances and request a written comparison of the scope, conditions of use, insured amounts and claims procedure. Only the actual policy wording defines the cover.
When reviewing this insurance, start with Retirement-focused savings, Regular contributions and Additional contributions. Considering these points helps compare alternatives and select the protection that fits your circumstances.
Information adapted from ALPE’s historical product pages; subject to review and current policy terms.How we find the right protection
- We listen to your needs
- We compare options and terms
- We help you choose and arrange cover
Are all these benefits included?
Not necessarily. Coverage, insured amounts, excesses and exclusions depend on your policy terms. Ask for a personalised review before deciding.
Information adapted from ALPE’s historical product pages; subject to review and current policy terms.
I would like adviceShall we talk?
Tell us what you need. We'll explore the options.