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Health insurance

Medical care options for you and your family.

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Health insurance
ALPE · INSURANCE ADVICE

Coverages and options to consider

These topics come from ALPE’s original insurance pages. We can review them with you; availability, limits, exclusions and prices depend on the insurer and the specific policy.

Medical consultations and specialists

For healthcare, verify the provider network, available facilities, pre-authorisations, waiting periods, exclusions and access conditions. What is being assessed? This section concerns “Medical consultations and specialists”. When comparing quotations, identify the events that would activate the benefit and the supporting documents that may be required. What varies between policies? Check whether it is included, optional or excluded, and review applicable limits, sublimits, excesses, waiting periods and exclusions. What should you ask ALPE? Explain your circumstances and request a written comparison of the scope, conditions of use, insured amounts and claims procedure. Only the actual policy wording defines the cover.

When reviewing this insurance, start with Medical consultations and specialists, Treatments and diagnostic tests and Second medical opinion. Considering these points helps compare alternatives and select the protection that fits your circumstances.

Information adapted from ALPE’s historical product pages; subject to review and current policy terms.
Treatments and diagnostic tests

For healthcare, verify the provider network, available facilities, pre-authorisations, waiting periods, exclusions and access conditions. What is being assessed? This section concerns “Treatments and diagnostic tests”. When comparing quotations, identify the events that would activate the benefit and the supporting documents that may be required. What varies between policies? Check whether it is included, optional or excluded, and review applicable limits, sublimits, excesses, waiting periods and exclusions. What should you ask ALPE? Explain your circumstances and request a written comparison of the scope, conditions of use, insured amounts and claims procedure. Only the actual policy wording defines the cover.

When reviewing this insurance, start with Medical consultations and specialists, Treatments and diagnostic tests and Second medical opinion. Considering these points helps compare alternatives and select the protection that fits your circumstances.

Information adapted from ALPE’s historical product pages; subject to review and current policy terms.
Second medical opinion

For healthcare, verify the provider network, available facilities, pre-authorisations, waiting periods, exclusions and access conditions. What is being assessed? This section concerns “Second medical opinion”. When comparing quotations, identify the events that would activate the benefit and the supporting documents that may be required. What varies between policies? Check whether it is included, optional or excluded, and review applicable limits, sublimits, excesses, waiting periods and exclusions. What should you ask ALPE? Explain your circumstances and request a written comparison of the scope, conditions of use, insured amounts and claims procedure. Only the actual policy wording defines the cover.

When reviewing this insurance, start with Medical consultations and specialists, Treatments and diagnostic tests and Second medical opinion. Considering these points helps compare alternatives and select the protection that fits your circumstances.

Information adapted from ALPE’s historical product pages; subject to review and current policy terms.
Psychological care

For healthcare, verify the provider network, available facilities, pre-authorisations, waiting periods, exclusions and access conditions. What is being assessed? This section concerns “Psychological care”. When comparing quotations, identify the events that would activate the benefit and the supporting documents that may be required. What varies between policies? Check whether it is included, optional or excluded, and review applicable limits, sublimits, excesses, waiting periods and exclusions. What should you ask ALPE? Explain your circumstances and request a written comparison of the scope, conditions of use, insured amounts and claims procedure. Only the actual policy wording defines the cover.

When reviewing this insurance, start with Medical consultations and specialists, Treatments and diagnostic tests and Second medical opinion. Considering these points helps compare alternatives and select the protection that fits your circumstances.

Information adapted from ALPE’s historical product pages; subject to review and current policy terms.
Preventive medicine

For healthcare, verify the provider network, available facilities, pre-authorisations, waiting periods, exclusions and access conditions. What is being assessed? This section concerns “Preventive medicine”. When comparing quotations, identify the events that would activate the benefit and the supporting documents that may be required. What varies between policies? Check whether it is included, optional or excluded, and review applicable limits, sublimits, excesses, waiting periods and exclusions. What should you ask ALPE? Explain your circumstances and request a written comparison of the scope, conditions of use, insured amounts and claims procedure. Only the actual policy wording defines the cover.

When reviewing this insurance, start with Medical consultations and specialists, Treatments and diagnostic tests and Second medical opinion. Considering these points helps compare alternatives and select the protection that fits your circumstances.

Information adapted from ALPE’s historical product pages; subject to review and current policy terms.
Dental services

For healthcare, verify the provider network, available facilities, pre-authorisations, waiting periods, exclusions and access conditions. What is being assessed? This section concerns “Dental services”. When comparing quotations, identify the events that would activate the benefit and the supporting documents that may be required. What varies between policies? Check whether it is included, optional or excluded, and review applicable limits, sublimits, excesses, waiting periods and exclusions. What should you ask ALPE? Explain your circumstances and request a written comparison of the scope, conditions of use, insured amounts and claims procedure. Only the actual policy wording defines the cover.

When reviewing this insurance, start with Medical consultations and specialists, Treatments and diagnostic tests and Second medical opinion. Considering these points helps compare alternatives and select the protection that fits your circumstances.

Information adapted from ALPE’s historical product pages; subject to review and current policy terms.
ALPE · INSURANCE ADVICE

How we find the right protection

  1. We listen to your needs
  2. We compare options and terms
  3. We help you choose and arrange cover

Are all these benefits included?

Not necessarily. Coverage, insured amounts, excesses and exclusions depend on your policy terms. Ask for a personalised review before deciding.

Information adapted from ALPE’s historical product pages; subject to review and current policy terms.

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