Life insurance
Financial protection for those closest to you.
I would like adviceCoverages and options to consider
These topics come from ALPE’s original insurance pages. We can review them with you; availability, limits, exclusions and prices depend on the insurer and the specific policy.
Death benefit
For personal benefits, the precise definition of the insured event, recognition criteria, beneficiaries and agreed insured amount matter. What is being assessed? This section concerns “Death benefit”. When comparing quotations, identify the events that would activate the benefit and the supporting documents that may be required. What varies between policies? Check whether it is included, optional or excluded, and review applicable limits, sublimits, excesses, waiting periods and exclusions. What should you ask ALPE? Explain your circumstances and request a written comparison of the scope, conditions of use, insured amounts and claims procedure. Only the actual policy wording defines the cover.
When reviewing this insurance, start with Death benefit, Disability and permanent incapacity and Additional accident benefits. Considering these points helps compare alternatives and select the protection that fits your circumstances.
Information adapted from ALPE’s historical product pages; subject to review and current policy terms.Disability and permanent incapacity
For personal benefits, the precise definition of the insured event, recognition criteria, beneficiaries and agreed insured amount matter. What is being assessed? This section concerns “Disability and permanent incapacity”. When comparing quotations, identify the events that would activate the benefit and the supporting documents that may be required. What varies between policies? Check whether it is included, optional or excluded, and review applicable limits, sublimits, excesses, waiting periods and exclusions. What should you ask ALPE? Explain your circumstances and request a written comparison of the scope, conditions of use, insured amounts and claims procedure. Only the actual policy wording defines the cover.
When reviewing this insurance, start with Death benefit, Disability and permanent incapacity and Additional accident benefits. Considering these points helps compare alternatives and select the protection that fits your circumstances.
Information adapted from ALPE’s historical product pages; subject to review and current policy terms.Additional accident benefits
For personal benefits, the precise definition of the insured event, recognition criteria, beneficiaries and agreed insured amount matter. What is being assessed? This section concerns “Additional accident benefits”. When comparing quotations, identify the events that would activate the benefit and the supporting documents that may be required. What varies between policies? Check whether it is included, optional or excluded, and review applicable limits, sublimits, excesses, waiting periods and exclusions. What should you ask ALPE? Explain your circumstances and request a written comparison of the scope, conditions of use, insured amounts and claims procedure. Only the actual policy wording defines the cover.
When reviewing this insurance, start with Death benefit, Disability and permanent incapacity and Additional accident benefits. Considering these points helps compare alternatives and select the protection that fits your circumstances.
Information adapted from ALPE’s historical product pages; subject to review and current policy terms.Critical illness
For personal benefits, the precise definition of the insured event, recognition criteria, beneficiaries and agreed insured amount matter. What is being assessed? This section concerns “Critical illness”. When comparing quotations, identify the events that would activate the benefit and the supporting documents that may be required. What varies between policies? Check whether it is included, optional or excluded, and review applicable limits, sublimits, excesses, waiting periods and exclusions. What should you ask ALPE? Explain your circumstances and request a written comparison of the scope, conditions of use, insured amounts and claims procedure. Only the actual policy wording defines the cover.
When reviewing this insurance, start with Death benefit, Disability and permanent incapacity and Additional accident benefits. Considering these points helps compare alternatives and select the protection that fits your circumstances.
Information adapted from ALPE’s historical product pages; subject to review and current policy terms.Mortgage-related protection
For personal benefits, the precise definition of the insured event, recognition criteria, beneficiaries and agreed insured amount matter. What is being assessed? This section concerns “Mortgage-related protection”. When comparing quotations, identify the events that would activate the benefit and the supporting documents that may be required. What varies between policies? Check whether it is included, optional or excluded, and review applicable limits, sublimits, excesses, waiting periods and exclusions. What should you ask ALPE? Explain your circumstances and request a written comparison of the scope, conditions of use, insured amounts and claims procedure. Only the actual policy wording defines the cover.
When reviewing this insurance, start with Death benefit, Disability and permanent incapacity and Additional accident benefits. Considering these points helps compare alternatives and select the protection that fits your circumstances.
Information adapted from ALPE’s historical product pages; subject to review and current policy terms.Financial protection for family
For personal benefits, the precise definition of the insured event, recognition criteria, beneficiaries and agreed insured amount matter. What is being assessed? This section concerns “Financial protection for family”. When comparing quotations, identify the events that would activate the benefit and the supporting documents that may be required. What varies between policies? Check whether it is included, optional or excluded, and review applicable limits, sublimits, excesses, waiting periods and exclusions. What should you ask ALPE? Explain your circumstances and request a written comparison of the scope, conditions of use, insured amounts and claims procedure. Only the actual policy wording defines the cover.
When reviewing this insurance, start with Death benefit, Disability and permanent incapacity and Additional accident benefits. Considering these points helps compare alternatives and select the protection that fits your circumstances.
Information adapted from ALPE’s historical product pages; subject to review and current policy terms.How we find the right protection
- We listen to your needs
- We compare options and terms
- We help you choose and arrange cover
Are all these benefits included?
Not necessarily. Coverage, insured amounts, excesses and exclusions depend on your policy terms. Ask for a personalised review before deciding.
Information adapted from ALPE’s historical product pages; subject to review and current policy terms.
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