Shops and offices

For material damage, distinguish the assets insured, their rebuilding or replacement value, accepted causes of loss and any additional expenses. What is being assessed? This section concerns “Fire and related risks”. When comparing quotations, identify the events that would activate the benefit and the supporting documents that may be required. What varies between policies? Check whether it is included, optional or excluded, and review applicable limits, sublimits, excesses, waiting periods and exclusions. What should you ask ALPE? Explain your circumstances and request a written comparison of the scope, conditions of use, insured amounts and claims procedure. Only the actual policy wording defines the cover.

When reviewing this insurance, start with Fire and related risks, Water damage and leak detection and Glass breakage. Considering these points helps compare alternatives and select the protection that fits your circumstances.

For material damage, distinguish the assets insured, their rebuilding or replacement value, accepted causes of loss and any additional expenses. What is being assessed? This section concerns “Water damage and leak detection”. When comparing quotations, identify the events that would activate the benefit and the supporting documents that may be required. What varies between policies? Check whether it is included, optional or excluded, and review applicable limits, sublimits, excesses, waiting periods and exclusions. What should you ask ALPE? Explain your circumstances and request a written comparison of the scope, conditions of use, insured amounts and claims procedure. Only the actual policy wording defines the cover.

When reviewing this insurance, start with Fire and related risks, Water damage and leak detection and Glass breakage. Considering these points helps compare alternatives and select the protection that fits your circumstances.

For material damage, distinguish the assets insured, their rebuilding or replacement value, accepted causes of loss and any additional expenses. What is being assessed? This section concerns “Glass breakage”. When comparing quotations, identify the events that would activate the benefit and the supporting documents that may be required. What varies between policies? Check whether it is included, optional or excluded, and review applicable limits, sublimits, excesses, waiting periods and exclusions. What should you ask ALPE? Explain your circumstances and request a written comparison of the scope, conditions of use, insured amounts and claims procedure. Only the actual policy wording defines the cover.

When reviewing this insurance, start with Fire and related risks, Water damage and leak detection and Glass breakage. Considering these points helps compare alternatives and select the protection that fits your circumstances.

For material damage, distinguish the assets insured, their rebuilding or replacement value, accepted causes of loss and any additional expenses. What is being assessed? This section concerns “Theft and related damage”. When comparing quotations, identify the events that would activate the benefit and the supporting documents that may be required. What varies between policies? Check whether it is included, optional or excluded, and review applicable limits, sublimits, excesses, waiting periods and exclusions. What should you ask ALPE? Explain your circumstances and request a written comparison of the scope, conditions of use, insured amounts and claims procedure. Only the actual policy wording defines the cover.

When reviewing this insurance, start with Fire and related risks, Water damage and leak detection and Glass breakage. Considering these points helps compare alternatives and select the protection that fits your circumstances.

For liability insurance, examine who may claim, for what loss, the insured activity, limits per occurrence and legal defence costs. What is being assessed? This section concerns “Public and business operating liability”. When comparing quotations, identify the events that would activate the benefit and the supporting documents that may be required. What varies between policies? Check whether it is included, optional or excluded, and review applicable limits, sublimits, excesses, waiting periods and exclusions. What should you ask ALPE? Explain your circumstances and request a written comparison of the scope, conditions of use, insured amounts and claims procedure. Only the actual policy wording defines the cover.

When reviewing this insurance, start with Fire and related risks, Water damage and leak detection and Glass breakage. Considering these points helps compare alternatives and select the protection that fits your circumstances.

For interruption of business, analyse how a loss is calculated, the indemnity period, eligible costs and accounting evidence required. What is being assessed? This section concerns “Business interruption and lost income”. When comparing quotations, identify the events that would activate the benefit and the supporting documents that may be required. What varies between policies? Check whether it is included, optional or excluded, and review applicable limits, sublimits, excesses, waiting periods and exclusions. What should you ask ALPE? Explain your circumstances and request a written comparison of the scope, conditions of use, insured amounts and claims procedure. Only the actual policy wording defines the cover.

When reviewing this insurance, start with Fire and related risks, Water damage and leak detection and Glass breakage. Considering these points helps compare alternatives and select the protection that fits your circumstances.